PayPoint Business Finance

Business Finance

*Eligibility criteria will apply – only available to existing PayPoint merchants receiving acquiring services from an acquiring provider organised through PayPoint who have not entered into any other agreement with third parties for the sale of their receivables. If you do not receive acquiring services organised through PayPoint, an alternative may be available. Business must be trading for 3 months or more, with a minimum of £3,000 in card transactions per month and have been actively receiving card receivables in the last month. 

The benefits

  • Apply online in minutes
  • Only pay back as you earn
  • No hidden fees or monthly charges
  • Fast decision
  • Track your repayments online
  • Easy to renew

How does it work?

It’s totally flexible.

Your business funding is repaid by a small amount each time you take a card payment from your customers, giving you the added peace of mind that there are no fixed monthly repayments to make.

When a customer pays by card, a fixed percentage of that transaction is used to repay your funding. This percentage stays the same regardless of the transaction value, so you’ll always repay proportionately with your income from card sales.

To find out more, call 0203 924 9983 or email [email protected]

For more specific product information, see the Product Explanation below.

YouLend

The funding is a sale of future card receivables not a loan and is provided by YouLend Ltd as a cash advance on your future card receivables and repaid via your card transactions through your  card terminal or e-commerce site. The funding is not subject to the regulation and legal protections applicable to loans that are consumer credit or regulated mortgage contracts.

Part of the PayPoint Loyalty Programme. PayPoint’s activities in relation to the YouLend product does not constitute regulated credit broking.